How about some actual quotes from the CIA at the time?
Osama bin Laden, a wealthy young Saudi, was spreading large sums of money around Peshawar to help the new center expand. He was tapping into ISI’s guerrilla training camps on behalf of newly arrived Arab jihadists. The early reports of his activity that were passed along to the CIA’s Counterterrorist Center in this period suggested that bin Laden “certainly was not engaged in any fighting. He was not a warrior,” recalled Stanley Bedington, a senior analyst at the center from its beginning. Still, “When a man starts throwing around money like that, he comes to your notice.